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The Second Regency, Inc. REALTORS 5085 N. Maize Road Maize, Kansas 67101 Office (316) 729-0001 Toll Free (866)624-9357 | ![]() |
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Determining Your Credit Rating |
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| This is OUR scale of Credit Ratings. | ||||||
| Rating | Credit Score | Expected Interest Rate | Expected Down Payment | Expected Loan Types | ||
| A+ | 700 and up | Market Rate | Zero to 3% | Conventional & Govt. | ||
| A | 660 to 699 | Market Rate | Zero to 3% | Conventional & Govt. | ||
| B | 620 to 659 | Market Rate | 3% to 5% | Conventional & Govt. | ||
| C | 580 to 619 | Market Rate | 3% to 5% | Conventional & Govt. | ||
| D | 520 to 579 | Market Rate + 2% | 5% to 10% | Conventional & Govt. | ||
| F | Below 520 | Market Rate + 4% | 20% to 25% | Adjustable Conv. | ||