The Second Regency, Inc. REALTORS
5085 N. Maize Road
Maize, Kansas 67101
Office (316) 729-0001
Toll Free (866)624-9357

Determining Your Credit Rating

This is OUR scale of Credit Ratings.
Rating Credit Score Expected Interest Rate Expected Down Payment Expected Loan Types
A+ 700 and up Market Rate Zero to 3% Conventional & Govt.
A   660 to 699 Market Rate Zero to 3% Conventional & Govt.
B   620 to 659 Market Rate 3% to 5% Conventional & Govt.
C   580 to 619 Market Rate 3% to 5% Conventional & Govt.
D   520 to 579 Market Rate + 2% 5% to 10% Conventional & Govt.
F   Below 520 Market Rate + 4% 20% to 25% Adjustable Conv.

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